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Sample Client Descriptions

As you explore our site, we would like to help you gain an understanding of what a relationship with our firm is like. Although each client is unique, the ideal relationship begins with an initial meeting to discuss the circumstances that have motivated you to this search. During the initial meeting, we will work to develop an understanding your current situation and establish the next steps with you.

Below are descriptions of some of the types of situations that we commonly work with and the some of the potential strategies involved. Let us know which you identify with the most.

One of the most common reasons people begin relationships with us is to leverage our insights toward securing a prosperous retirement life. Sometimes people already have a time frame in mind for when they would like to retire (or as least be financially capable of slowing down). And, sometimes a goal is to receive professional input on when that is feasible. Typical ages are usually between 50 and 65. 

Here are some of the top priorities that are often addressed in these conversations:

  • Reviewing Social Security and/or Pension benefit options
  • Evaluating income expectations from available retirement sources
  • Review of investment accounts
  • Tax forecasting
  • Analysis of existing life insurance policies (review of whether to keep, replace, or discontinue)
  • Discuss long term healthcare resources
  • Estate planning considerations
  • Beneficiary consideration techniques

Scott has a very avid passion for supporting small business owners. That influence drives every process that we’ve developed to help you. We understand the unique joys and pressures that entrepreneurship brings. And, here are some of the most common ways that we are involved:

  • Advanced Tax Planning
  • Tax Return Preparation
  • Bookkeeping and/or Payroll Services
  • Consulting
    • Purchase / Sale Planning
    • Business Strategy
    • Corporate divorce assistance
  • Company Retirement Plans
  • Disability Insurance Analysis
  • Succession/Estate Planning Strategies

One thing about money is that it impacts almost every aspect of our life. As the situations in life change, so does the need for a professional approach to how finances are affected. If you are experiencing one of the following life events…we are experienced in how to guide you through the next steps:

  • Death of a parent or spouse
  • Sale of a business or appreciated property
  • Divorce
  • Loss of job
  • Major health issue

We routinely begin new relationships with people who are already living in the retirement phase of life. Whether you are new to the area, encouraged by an existing client/friend, or just want to explore alternatives to your existing situation…here are a few of the ways that we add value:

  • Review taxation of your Social Security Benefits and identify potential ways to avoid or reduce it
  • Consider tax brackets for distribution timing advice
  • Investment account management
  • Estate planning strategies
  • Longevity considerations
  • Beneficiary election strategies

When should you consider working with us to complete the filing of your tax return?

  • If you have a desire to be proactive in planning for tax liabilities & strategies to be wise with your finances
  • If we serve a role in your investment life and you’d like us to leverage knowledge of your full financial situation to help make informed decisions
  • Business ownership
  • Farms
  • Rental property
  • Inheritances
  • Property sales
  • Retirement account distribution strategies

It’s a common question. The decisions around our personal finances are more complex than they’ve ever been. All of the amazing tools and opportunities in our economy amount to more decisions and more questions. We have a defined process for helping deliver an answer to where you are in relation to your goals (And, how to help define those goals if you need that too). Here’s a brief list of the topics we often cover in these type conversations:

  • How much do I need to support my lifestyle during retirement?
  • Is there anything that I am overlooking regarding my finances that I should be aware of?
  • Am I taking too much or too little risk in the stock market, and are my allocations aligned with what makes sense?
  • Am I prioritizing Roth vs. pre-tax savings options correctly?
  • Should I focus resources toward paying off debt or increasing savings?
  • What can I expect from Social Security, and when should I begin to draw benefits?
  • Am I saving enough?
  • What impact would a change in home ownership have on my future?

Tell Us How We Can Help You Today

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